The CB&T AmaZing Low Rate Visa features a purchase and balance transfer APR that starts well below 12%, which may put the SBI Card to shame, though that great rate comes with the caveat that the introductory 0% APR period for the CB&T Card is only six months – a full nine months shorter than what SBI offers. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com, SBI Cards and Payment Services LimitedUnit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034CIN:L65999DL1998PLC093849. 25,000; Rs. Thanks to the majority ownership of the government of India, SBI is currently one of the top 50 financial institutions on the planet, making it a reliable banking partner throughout the world – California included. 50,000, Emergency card replacement, when abroad: Actual cost, with a minimum of $175, Foreign Currency Transaction: Conversion mark up: 3.5% (For All Cards Except Elite & Aurum) 1.99%(For Elite & Aurum Cardholders Only). The approval rate is quite good and the card comes with a complete waiver on the renewal fee. Get 350 Activation bonus Reward points on a spend of Rs. The only other perks that come with the card are the essential Visa benefits and protections offered by all Visa® Platinum credit cards. You are also covered for misuse of your HSBC Visa Platinum Credit Card up … While the bank doesn’t have a considerable presence in the United States, it is part of a global network of over 22,000 SBI branches (many of which are on the Indian subcontinent). SBI Platinum now known as SBI Prime Credit Card is a premium credit card for middle to high income individuals. If you are a frequent user of the website IRCTC for booking train tickets, then this card gives you the maximum benefits. Welcome gift voucher worth Rs. 25,000 & up to Rs. Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. This is a good offer compared to other credit cards. Fifteen months is a considerable period, meaning paying for an expensive item, such as home improvements or a new television, and paying it down interest-free can help stretch a family budget and make financing these costs much more bearable. The typical rates are also comparable with larger names in the U.S. credit card game, particularly BB&T and Wells Fargo. Compare Feature. 5 Lakh, that offers you attractive special offers, fuel surcharge waiver, International airport lounge access and lot of bonus offers. Main Features. Finance Charges: 3.50% p.m. (42% p.a.) 200 Contents Features and details Benefits of State Bank Platinum International Debit Card Cash Withdrawal and… Additionally, 20 months of 0% interest can help a new account holder to pay down existing balances considerably, with the knowledge that the typical APR, once the introductory period concludes, is very reasonable – especially if they have a credit score in the 700s. 400 for Total Amount due greater than Rs. card to me. Given that the card is very similar to offerings from notable names, like Wells Fargo, BB&T, and U.S. Bank, what is the draw of the card – especially as those issuers have a much more significant presence in the United States than State Bank of India? Petrol & all products/services sold at petrol pumps: 1% of transaction value. Rs. SBI Platinum Credit Card SBI Platinum Card falls in the premium card category and gives you numerous options for dining, departmental store and international purchases. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. The card offers a welcome bonus of 5000 reward points that can be easily converted into Air India air miles at the conversion rate 1 reward point = 1 Air India airmile. RPs applicable on Utility SI transactions can be earned for registrations done through SBI Card platforms (Mobile App/Website/Agents) only. 100 spent 2. 4 complimentary rounds on Green Fees per year and 1 complimentary golf lesson per month at select courses in India. The ICICI Platinum credit card has no annual charges but you require a … With SBI SimplySAVE, you will get extra rewards on dining, movies, and departmental store purchases. IMPORTANT: State Bank of India never ask for your user id / password / pin no. Compare Offers, Fees, Features and Benefits of SBI Platinum Credit Card. Download Visa Concierge today and start making everyday extraordinary. DragonPass 'Dine & Fly' airport dining program 2,999. The card benefits from 0% intro APR on both of these transaction types for the first 20 months after opening an account. These advantages are offered to the users at a minimal annual fee. 500 & up to Rs. 1100 for Total Amount due greater than Rs. At the lowest end of the spectrum (for those with excellent credit scores), the SBI Cal Platinum features an APR for purchases and balance transfers that is below 14% – almost a full point below the national average minimum for a low APR card. Visa Platinum card benefits From golf to dining to shopping and more, Visa Platinum lets you enjoy a host of attractive lifestyle privileges and experiences. 200/- you shop, dine out, fill fuel, book travel, or spend online. Joining fee:– INR 0* (till 31st Mar 2021) Get 350 Activation bonus Reward points on a spend of Rs. 600), Your continued use of the card will be deemed acceptance of amendments in all Terms and Conditions. These perks include Zero Fraud Liability, Auto Rental Collision Damage Waiver, Roadside Dispatch, and more. Notwithstanding 12K / day for Gold, Titanium & 15K / day for Platinum/Signature Cards) Free Credit Period: Nil Finance Charges: 3.50% p.m. (42% p.a.) 2 visits per quarter), 8 complimentary visits per calendar year to Domestic Lounges in India (max. The SBI Visa® Platinum Card isn’t the prettiest belle at the ball, but it isn’t supposed to be, either. 10,000 up to Rs. Curate adventures from the palm of your hand, with the newly upgraded Visa Concierge. SBI Platinum Cards are one of the select variants of the Cards having complimentary airport lounge access subject to Terms & Conditions applies. SBI Platinum Card Fees and Charges: One-time joining fee for the SBI Platinum Card is Rs. 12K / day for Gold, Titanium & 15K / day for Platinum/Signature Cards) Free Credit Period: Nil Finance Charges: 3.50% p.m. (42% p.a.) Beyond the unique factor, the SBI Visa Platinum has the global power of the State Bank of India behind it, meaning cardholders can expect unparalleled support across the globe. Compare and Know More about SBI Platinum Credit Cards Fees and Charges, Exclusive Offers. Rewards. at the details as provided herein above, only for the purposes of issuance of a credit Track your application status here. Visa Lounge Access Program SBI Platinum Corporate Card customers will have lounge access at all airports that come under the Visa Lounge Access program. 1.Air India SBI Platinum Card If you're a frequent traveller on Air India, then this credit card from SBI is the perfect choice for you. 200) + all applicable taxes+ EMI (in case of EMI based products) + OVL amount (if any), Cash Advance Limit: Upto 80% of Credit Limit ( Max. SBI Platinum Card offers exclusive travel privileges, lifestyle and other platinum privileges. 100 per Statement (>2 months old), Overlimit: 2.5% of Overlimit Amount (subject to minimum of Rs. 10,000; Rs. through phone call / SMSes / e-mails. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. INR 300* Joining Fee. You also earn 1 State Bank Rewardz point for every Rs. Simply wave your card at a secure reader to transact, Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases, Security:  The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). 2 visits per quarter), Call at our customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass, Earn 20 Reward Points per Rs.100 spent on Birthday, one day before and one day after, with a capping of 2,000 Reward Points per year. Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, IRCTC SBI Platinum Card Rewards Calculator, You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The major selling point of the SBI Platinum is the extended introductory interest-free periods it enjoys on both balance transfers and purchases. SBI Platinum Credit Card – Apply SBI platinum Credit card. But the SBI SimplyClick credit card has only an annual charge of Rs. That introductory interest-free period – which applies to both balance transfers and purchases – sets the card apart from other California-centric banks and cards (most notably the CB&T AmaZing Low Rate Card). You are about to access a site, the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through it, is not warranted by SBICPSL and shall be solely be construed to be set forth by the third party. You are being re-directed to a third party site. State Bank Platinum International Debit Card is a premier card. Ideal for Those Who: Are Indian nationals and want a credit card that works both in California and abroad Federal Bank SBI co-branded credit card with maximum credit limit up to Rs. Offered Type. However, individuals will need to provide the card as well as the boarding pass to access these facilities. Yes, SBI Visa Platinum card is allowed at Visa airport lounges. The card provides all the ingredients to make a great balance transfer card, although it lacks some of the additional perks that set it apart from the rest in a rather crowded space. You can enjoy multiple travel benefits with the help of this card. Standard Chartered Super Value Titanium Credit Card Earn 5% cashback on fuel spends across all fuel stations up to a maximum of ₹200 per month (max of ₹100 per transaction) Get 1 reward point for every ₹150 when you use your credit card for all other expenses The SBI Visa® Platinum Card is a balance transfer credit card that lacks the fireworks of a rewards card but makes up for it with a typically low APR and an extensive interest-free introductory period on balance transfers and purchases. You will access this site solely for the payment of your bills and you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences. A maximum of 2 visits in a quarter is allowed for SBI cardholders. Neither SBICPSL nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of the service provider, failure or disruption of the site of the service provider, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto SBICSPL and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto. See where you can take your family now. This low rate is an excellent selling point for those who plan to carry a balance or pay down existing balances over time, but it pales in comparison to the lowest rate offered by another California bank – California Bank & Trust. Cash Advance Limit: Upto 80% of Credit Limit ( Max. Please call SBI Card helpline to report card loss: Get your SBI Card PRIME replaced anywhere in the world (available for VISA and MasterCard), 24x7 helpline for emergency card replacement even while travelling abroad. for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards from the date of withdrawal, SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of, International ATMs: 2.5% of transaction amount, subject to a minimum of. Fortunately, the 20 months more than makes up for this shortfall, providing SBI credit cardholders an additional nine months over CB&T customers to pay down their balances without fear of additional interest costs. 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs.500 and Rs.4,000 for Signature & Platinum Cards; Rs.500 and Rs.3,000 for all other cards. Visa Platinum Concierge Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, giving you access to extraordinary experiences and exclusive privileges. INR 300* Apply Now. Cash Advance Limit: Upto 80% of Credit Limit ( Max. The California subsidiary of SBI features seven branches throughout the Golden State, with its headquarters in downtown Los Angeles. There are no rewards with the card or enticing bonuses – minus the 20 months of 0% intro APR (which, if you ask us, is almost as enticing as any statement credit bonus). The card charges a foreign transaction fee of up to 3%, for example, and the balance transfer fee is also 3%. NIL for Total Amount due from Rs.0-Rs.500; Rs. Exclusive benefits across 900 luxury hotels worldwide, American Express Dining Platform - Discover delectable dining offers & enjoy up to 25% discount in your city, These offers are brought to you by Mastercard/Visa/American Express and are governed by their respective T&Cs, For detailed Terms and Conditions and Usage Directions, click, Daily purchases now made easy with SBI Card PRIME. 3000 upon joining 3. Ideal for Those Who: Are existing State Bank of India (California), customers; Plan on carrying a small balance Each Reward point is … Upto 10% Value Back on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website irctc.co.in. SBICPSL and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the service provider whose site you are about to access. SBI NRI Platinum Credit Card: If you are an NRE /NRO Customer of the SBI (State Bank Group) having a Term Deposit of more than 1 Lac, then SBI NRI platinum Card which will help you make big savings while in India on currency conversion charges, commission on travelers cheques and surcharge on credit cards issued to you internationally. SBI removes many of the hurdles Indian nationals face when sending money back home, making it a straightforward and easy process. "SBI Cards and Payment Services Limited” was formerly known as “SBI Cards and Payment Services Private Limited", Site best viewed in browsers I.E 11+, Mozilla 3.5+, Chrome 3.0+, Safari 5.0+ on all desktops, laptops, and Android & iOS mobile/tablet devices. Neither of these charges is excessive, nor are they uncommon, but they are still additional costs, which is never great – though they can be avoided with careful planning. 200 spent on your purchases. 50,000, Rs. It also gives you access to credit card cash withdrawal from around 18000 Visa ATM’s and 10000 SBI ATM’s in India. for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards from the date of withdrawal 499 and this fee would be waived if the expenses annually is more than 1 lakh. Minimum Amount Due: 5% of Total Outstanding (Min. Platinum Dining. State Bank of India (California) also makes the process of sending money back to India much more accessible for customers, meaning being associated with the bank can significantly ease some of the hurdles Indian nationals must go through to send money home. 306 Annual fee: Rs. INR 500* Annual Fee. For assistance, please call SBI Card helpline at: All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. 2,999 for every membership year. Zero-liability for lost cards In case your HSBC Visa Platinum Credit Card is lost, you will have no liability for transactions made after reporting and registering the loss of the card to HSBC. Railway Tickets(irctc.co.in): 1% of transaction amount + all applicable taxes. 950 for Total Amount due greater than Rs. Beyond the introductory interest-free period and the no annual fee, the SBI Visa® Platinum Card doesn’t bring a whole lot to the table. I hereby confirm that the details as provided herein belong to me & are correct to Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These travel and fraud protections aren’t unique to the SBI Card, but they do provide an additional layer of security that makes paying with a Visa card so popular. With your Visa Platinum credit card, family time is sweeten with wide selection of privileges varying from dining, leisure and retail. Manage your account on the go with the SBI Card Mobile App. The bank’s close ties with the SBI main bank makes being an SBI California account holder an excellent option for those who are from India and currently live or work in California. Pros: 1. Locate a Drop box, ATM or Pay Cash outlet nearest to you. 3 Lakhs in the previous year, Pizza Hut e-Voucher will be sent to your registered mobile number within 15 days of achieving spends of, For Yatra.com/ Pantaloons, you will receive an SMS to choose the e-Gift Voucher option within 10 days of achieving spends of, Enjoy complimentary Trident Privilege Red Tier Membership, Get exclusive 1,000 Welcome Points on registration, Enjoy 1,500 Bonus Points on your first stay & additional, Enjoy 10% instant saving on bookings through hotel website, Offer is valid for Primary Cardholders only, Enjoy Complimentary Club Vistara Silver membership, 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. Cash Back on International Spends: From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI Platinum Card, and get 2% Cash Back. Browse offers Browse offers will visit Credit Card Promotions page This link will open in a new window. 500 ), Statement Retrieval: Rs. The U.S. Bank Card offers 18 introductory months interest-free on both categories. Apply Online Deals & Offers Issuance fee: Rs. 13.49% to 23.49% variable based on creditworthiness and the Prime Rate, 0% introductory APR on purchases and balance transfers, Pay down existing balances with an everyday low rate, SBI Premier Rewards American Express® Card, Are Indian nationals and want a credit card that works both in California and abroad, Have an existing credit card balance to pay down – and would like to do so at a lower rate, Don’t want to pay an annual fee for a low APR card. SBI IRCTC platinum credit card was launched in association with Indian Railways Catering and Tourism Corporation (IRCTC). The SBI Visa® Platinum is the basic, low APR credit card offering from the State Bank of India (California). Have applied for an SBI Card? I am holding an SBI platinum card from last 6 months and with this rate I think annual spend will be around 2.5 lakhs . BestCards does not include all card companies or all card offers available in the marketplace. 1000). Get instant information. It offers high transaction limits and attractive insurance cover. I hereby exercise the option and discretion to share such IRCTC SBI Co-branded Platinum Credit Card(VISA) Joining Fee. Overall, the SBI Visa® Platinum is a robust balance transfer and low APR credit card that serves cardholders well. 12K / day for Gold, Titanium & 15K / day for Platinum/Signature Cards), Finance Charges: 3.50% p.m. (42% p.a.) 75), Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment, All taxes would be charged as applicable on all the above Fees, Interest & Charges. A transaction charge of 1.8% is waived off. Once the introductory period ends, the SBI Visa® Platinum enjoys a low rate every day, though the precise APR will vary depending on the creditworthiness of the applicant. 1000; Rs. INR 500* Annual Fee. Federal Bank SBI Visa Platinum Credit Card. Lifestyle. +91 XXXXXX-***, Your SBI Card PRIME now comes with a host of features, Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code), Withdraw cash from over 1 million Visa/Mastercard/American Express ATMs worldwide, Payment Dishonor Fee: 2% of Payment Amount (subject to a minimum of Rs. Features of SBI Visa Signature Credit Card: CardExpert Rating: 4.5/5 . Payment of Customs duty: 2.25% of transaction amount (subject to minimum of Rs. Feature. The SBI Visa® Platinum Card is a balance transfer credit card that lacks the fireworks of a rewards card but makes up for it with a typically low APR and an extensive interest-free introductory period on balance transfers and purchases. Click, In case your card is lost in India, please call Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code), With SBI Card PRIME, you can empower up to 2 members of your family (parents, spouse, children or siblings - above 18 years of age) with  an  add-on card, Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card PRIME, Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card PRIME, Save money while paying your credit card dues, Transfer the outstanding balance of other banks’ credit cards to your SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs, Interest Free Credit Period: 20-50 days (applicable only on retail purchases and if previous month’s outstanding balance is paid in full). Each Reward point is equal to Rupee 1. All transaction carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas. Please acknowledge the disclaimer before proceeding further. Any such phone call / SMSes / e-mails asking you to reveal credential or One Time Password through SMS could be attempt to withdraw money from your account.NEVER share these details to anyone. State Bank of India (California) is – as the name implies – a division of the State Bank of India (SBI), the largest commercial bank in the nation of India. This cover is valid for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss. Concierge Services. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. The fixed-rate APR is competitive, but not impressive, while the minimum deposit is higher than other issuers. the best of my knowledge. Cardholders are charged an annual fee of Rs. any other restrictions opted my me, I do hereby consent and authorize SBICPSL to share for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards. The SBI Secured Visa® Card is a decent secured card option but comes with some significant flaws. for unsecured cards; 2.5% p.m. (30% p.a) for secured cards and Shaurya Cards from the date of withdrawal Send an SMS to 5676791 from your registered mobile number. Visa. Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. 1300 for Total Amount due greater than Rs. 500 or more within 45 days of card issuance. information with SBI Cards & Payment Services Private Limited (SBICPSL). The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request, For Bata/ Hush Puppies, Pantaloons, Shoppers Stop, you can redeem your e-Gift Voucher by showing the code at the respective brand store, For Yatra and Shoppers Stop you can redeem the code online at the time of purchase, Aditya Birla Retail Voucher can be redeemed at these brand stores - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter, Earn 20 Reward Points per Rs.100 spent on standing instructions of Utility Bills payments, with a capping of 3,000 Reward Points per month, Earn 10 Reward Points per Rs.100 spent on Dining, Departmental stores, Grocery & Movie spends, Pay your card outstanding with Reward Points. Bottom Line. Waiver of Renewal Fee 2nd year onwards on annual spends of Rs. State Bank Debit Card Loyalty Program: State Bank Platinum Debit Card earns 2 SBI Rewardz point (Reward point) for every Rs. The APR won’t be as enticing for those with lower credit scores, as the higher end APR with the SBI Platinum tops out above 22%, which is almost 5% higher than the CB&T AmaZing Rate Card. https://www.bankbazaar.com/sbi-credit-card-customer-care-number.html 1000 & up to Rs. SBI IRCTC Platinum Visa Credit Card is a credit card made available by the premier nationalized bank in India. HSBC VISA Platinum credit card is best suited for shopping, dining and fuel purchases. Complimentary Airport Lounge Access with your Platinum Credit card at 25 lounges globally. Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure, SBI Card PRIME is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India, Get complimentary Air Accident Liability Cover of, Get complimentary credit card Fraud Liability Cover of. It isn’t the flashiest card, but for what it sets out to do, it does that task effortlessly, making it a great option for Californians to consider. The cards list on visa website says only Platinum Business debit card can give you lounge access. such information with its Group companies Affiliates/Associates and to contact me Earn up to 20 reward points for every Rs. This intro period places it on par with other balance transfer options, such as the BB&T Bright and BankAmericard, though slightly behind the U.S. Bank Platinum Card. The card is a no-nonsense, full-throttle balance transfer credit card – something it does rather well. The combination of a highly-competitive APR on the lower end of the spectrum plus 0% interest on balance transfers and purchases for the first six quarters makes the SBI Visa Platinum an excellent tool for those who either plan to pay down an existing credit card balance or finance a significant purchase over the first 20 months after opening an account. SBI SimplySAVE Credit Card is best suited for the frequent shoppers who would not want to pay a high annual fee and get rewarded for all the expenses. State Bank of India. Dynamic & Static Conversion Transaction : Markup: 3.50% (For All Cards Except Elite & Aurum) 1.99%(For Elite & Aurum Cardholders Only)(Only for transactions greater than or equal to Rs. 750 for Total Amount due greater than Rs. This convenience for Indian nations who live or work in California can’t be overstated, as it reduces the hoops sending funds home can cause. 500 or more within 45 days of card issuance. An OTP has been sent to your registered mobile The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability and emergency card replacement. 4 Reward Points =, 1% Fuel Surcharge Waiver on transaction amount ranging from.