Other retail purchases will fetch 1 Reward Point per Rs. Thanks. SBI offers BPCL SBI Card in collaboration with Bharat Petroleum. • 13 Reward Points per Rs.100 on BPCL Fuel spends (Max. 10X RPs. SBICard recently launched a dedicated fuel credit card in association with Bharat Petroleum Corporation Limited and this article is all about it. Value Back benefit. BPCL SBI Credit Card is a fuel credit card launched in collaboration with Bharat Petroleum. Do not apt. Standard charted card is also good for fuel , as it provide 5% cash back ( effectively 2.5% after surcharge ) for min transaction of 750/-. You can save on fuel purchases. I can’t redeem my SBI BPCL credit card point at petrol pumps.can you provide the list of petrol pump in Delhi where one redeem that points. No issues 90% most of the times with regard to rewards redemption, 13x points, surcharge reversal and 0.75% GOI valueback So, for a Rs.2400 transaction the value back is indeed 4.25%, i.e Rs.102 (Rs.78 worth reward points and Rs.24 as surcharge reversal). 100 on both the cards where 1RP = 0.25 P. ALMOST 50% OF PUMPS ARE NOT COVERED IN THE LIST OF PUMPS WHERE REWARDS POINTS ARE CREDITED AFTER FUEL PURCHASE. And as per Joining Fee First Year Rs.500/- Joining fee Refund as 2000 Reward Points value As Rs.500/- we can redeem on BPCL outlet. 0.25 25x reward points = 6.25% reward points + 1% fuel surcharge waiver on every transaction up … There will be 25X Reward Points (RPs) on spends for BPCL fuel and MAK Lubricants, Bharatgas (LPG) spends and BPCL’s In & Out convenience store spends from the BPCL SBI Card OCTANE. And also its not my duty to follow up and notice the customer care that I have not received the surcharge waiver to my card. Maximum surcharge waiver is 100 rupees per month.. waste. It is the most trusted and dependable instruments of the country. They are giving you reward points for every purchase that you make using this card. Do you still get 0.75% GOI cashback? It is very difficult to keep track of all the transactions and whether or not there benefits have been credited. Is this fraud? Even I am also experiencing the same issue. SBI has launched BPCL Octane credit card. So by just using this card for free u get good reward rate. This card really cheating us, initial point of time after getting this card Surcharge waiver was returned back automatically. We have faith on SBI as it is a one of the big important bank, and that is why we are taking this card., but if such type of situation is arising then we have to cancelled these cards. You will get 13X reward points on fuel purchase at BPCL which is equivalent to 4.25% value back. Yes, even I am facing this issue in Hyderabad, Telangana. Other cards have precondition that the swipe machine should be of same bank. That being said, i’ve redone the calculation and updated the article accordingly. You can save a maximum of ₹100 per month thus you can save Rs.1200 annually. There is a new card on offer from SBI – SBI BPCL OCTANE card and any thoughts on this one. My current limit on the Times Titanium is only 65K and my take home salary is around 40k a month. I see somewhere that we have to call customer care to do it(no online option and don’t want to use the catalogue items, but actual cashback into account). That aside, overall its a decent card for those who’s getting started with credit cards or for those who like a good value back on fuel charges. May be you should review this card. ending xxxx 6 times for min trxn 1000 from 12 July to 31 Jul 18 and get free Flipkart voucher worth Rs. BPCL SBI Credit Card Review. I even tried tk raise this issue with BPCL twitter handle and they simply beating around the bush. the cashback from the Govt has been reduced to 0.25% w.e.f 1st Aug 2018. Now its the best option for 4% return for my yearly fuel requirement. There excuses range from: But they are not accepting my concerns and not listening to my concerns. Providing unique features to credit cardholders. Reward rate seems to be good for those spending high on fuel. I have this card (offered when my 10 Year old Gold & More was up for renewal), for a fuel transaction of Rs.2400, the card was charged Rs.2428.32 (surcharge of Rs.24 @ 1% and GST of Rs.4.32 @18% on Rs.24). I have this card and have been using it for fuel purchases, though the rewards rate for fuel is one of the best in the industry however the rewards cannot be used for fuel redemption. I think this is better than other fuel cards. You will be able to save 70 liters of fuel per year. For example, i always prefer to use Amex cards at HPCL pumps so i get NO surcharge at all – peace of mind. Replies to my comments Most importantly, its RP reaping criteria that are so twisted that we finally gave up using that card. But there is a max limit, which is good enough though. The SBI card provides rewards points worth Rs. This credit card comes with a host of features and benefits across different categories which include fuel, travel, reward points, and milestone benefits. But from this onwards they are not reversing Annual fees against my spends more than a lac rupees per annum. I have inquired with customer care and as per their update this card will work any BPCL outlet in hyderabad or metro cities but I have tired around 10+ petrol pumps but they are not allowing these rewardpoints and yes, this is waste of time and I am planning to cancel this card. For reward redemption in website it says that “can be redeemed in selected BPCL outlets” where will the list of outlet list available to redeem the reward points with fuel.? 3. Please refund my Annual Charges and Loss of Reward points used on BPCL outlet and Cancel my Credit Card Service after refund. But this scheme for Sbi BPCL Credit Card display on all BPCL outlet from last 2 months but no after sale service for customers. Spend Rs. OVERALL NOT GOOD CARD AS COMPANY GENUINELY DO NOT GIVE BENEFITS AS PER COMMITMENT IN CARD DOCUMENT. True that! While taking the the card executives will say lot of things but while redeeming the points they are telling that they don’t know how to redeem the points and they asking to call customer care. Pay using Mobikwik (or Paytm if Mobikwik not available) and load them with that credit card which gives you the highest yield (in my case Amex Plat Travel Card). This card has so many facilities such as welcome gifts, Value Back Benefits, Reward points, waiver ... -credit-card-review/" aria-label="More on BPCL SBI Credit Card Review">Read more REWARDS POINTS ARE NOT CREDITED AS PROMISED . Please fill a complaint and ask the customer support why did they cancel the card. Really cheater and I have cancelled my card due to this. Which card is the best to use for fuel? I got the SBI card seeing the 13X rewards on fuel spends (I am a motorcyclist and spend a lot on fuel), but after reading your article I have decided to upgrade the card to Prime or SimplyCLICK variant as soon as I can. You just spot a BPCL pump, fuel-up and pay with your SBI BPCL Card. Add-on Cards. I had tried also to representatives they are not answering the calls. Its good to see banks come up with dedicated Fuel cards but i wish it could be made even more simple. For Better understanding, I have divided SBI credit cards into following categories. They shortchange the points you earned. A total of 5.75% cashback. Can any one suggest me best fuel card…. Hello, friends, I am using this card. You can pay your bills using the multiple channels like the mobile app, UPI, etc. Surcharge of Rs.24 was credited back and so was the 0.75% GOI cash back of Rs.18. I fill petrol worth Rs 200 every week or twice a week. The site also mentions one can redeem points for BPCL fuel voucher however in the points redemption section on site no such voucher is available. which would be 3.25% + 1%. Today I am called to Customer Care Executive they said they dont know the BPCL outlet where I can redeem and after this I talked with SBI Credit Card Executive for the Same he said u have to go for Chandigarh for redeem Reward Point and no service in Ambala area. Can i use this card for above consumption. Terms of Use To all my CardExpert friends, I am also using this card and have not been able to redeem even a single point on BPCL fuel. The credit card offers a wide range of rewards and benefits not just on purchases of fuel but also groceries, departmental stores, dining, and entertainment. Get 2,000 Activation Bonus Reward Points worth Rs. On Mobikwik effective savings for fuelling upto Rs 10K per month could easily be around 4-5%, no surcharge and around 7% yield on Amex PT. BPCL SBI Card is accepted throughout the world. Bank’s mainstream cards are-sbi simply click, simply save, sbi prime, sbi elite. Credit of rewards points is also not guaranteed and they only get credited when I mail the customer care. The amount that I pay at the petrol pump by card is Rs 200. The member’s age should be minimum of 18 years. Please advice how to redeem the SBI BPCL points. Very poor experience and greatly disappointed. (If I remember correctly, HDFC charges Rs. Your email address will not be published. You can also subscribe without commenting. You have to contact customer service to give them to you. But refund has not reflected in next month statement, and further same issue continues for next three to four months and keep on following with customer care, and finally they made few of the transactions and not for the balance. I can’t redeem my SBI BPCL credit card point at petrol pumps.can you provide the list of petrol pump in pune where one redeem that points. The BPCL SBI Card OCTANE brings 25X Reward Points (RPs) […] I would like to change that card to something else in the HDFC range (wanna keep something from HDFC as it is my second oldest line of credit). And that is actually 4% + 1% surcharge. Right now IAM having Citi Indian oil card , HDFC dinner card and some other cards…. You can reach out to the SBI Customer Care team at their helpline number at 1860 180 1290 or 39 02 02 02. On the sbi page, it says maximum limit of 10000 per month? Obsessed with business class cabins, airport lounges and luxury hotels. Required fields are marked *. I’d like some suggestions on the HDFC side of things as the 25% off on movie tickets isn’t much use to me and the Times Cards are of the lowers value group in the redemption catalog. But in my case, no wallets are being accepted in my location. In my case the guy was friendly enough that he shared his number with me for a new lead and has most of the time helped me to find a working redemption location in my city during last six months. Highest surcharge waiver card is Citibank IOCL Card wherein you can swipe upto ₹10,000 without any charges subjected to condition you swipe only at IOCPL pumps. You are 100% correct, same experience everywhere, in short they fool us, and I also will cancel at 11th month, otherwise they will charge next Rs.500+88 gst again for the next year. SBI BPCL Fuel credit card review & benefits No Comments Sbi BPCL Credit card is fuel card with added benefits of accelerated rewards on groceries, departmental stores, movies, dining & … Other voucher are available however they give a lower over all return % when compared against fuel. The card has been designed to offer maximum savings to the well-heeled consumer segment which spends a significant amount on fuel. The card provides e-gift vouchers worth Rs2,000 on annual spends of Rs3,00,000. Hi, Please provide me the BPCL petrol pump list for cash of reward point . Update after 8-9 months. It is best for those who prefer to purchase fuel from Bharat Petroleum because this card gives value back of 7.25% of fuel purchases on BPCL petrol pumps. Plus what is the way for a reader to get a review published? Hence, holds good for car fuel spends between Rs.1000 to Rs.4000. This card has so many facilities such as welcome gifts, Value Back Benefits, Reward points, waiver on fuel surcharge, worldwide Acceptance, etc. I’ve assumed GST is not refunded. SBI card website has list of BPCL outlets that provide POS redemption of reward points but none of the outlets actually do that. 1) Don’t get this card. SBI SimplySAVE and SimplyCLICK Credit Cards are entry level lifestyle credit cards suitable to beginners. 1250, can this be adjusted into the account? You can use it at almost any outlet or e-commerce site to make payments. The card is specially designed for shopping for fashion products. I mostly spend on fuel, shopping, dining, and hotels (not star hotels as I travel to remote regions more often), but not so much on air tickets and stuff. Also, many times the reward points and petrol surcharge waiver don’t get credited. Ideally, this is an acceptable limit for the card as its primarily positioned for beginners with BPCL spends. The surcharge should get reversed back to your account, say for ₹12.58 extra charged you might get back around ₹11, Dear brother me too had faced the same issue but the sbi person’s are least bothered about our issues. 75,000 every year and the fee will be reversed. Thanks Siddharth for such a nice review. Hey all, This card is specially designed for fuel transactions. StanChart’s Super Value Titanium is the best fuel card. Like say we have 5000 points which is Rs. Mr. Saurabh, I could use the points for other e-vouchers or services but the value back is not the same (4 points=₹1) as promised on petrol. Please don’t use. You can use it at any fuel station. Don't subscribe Please stay away from this frad card. You will get freedom from fuel surcharge at any BPCL petrol pump in India. 4.25% Value back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. A) No damn idea about the scheme We spend around 7000/ month for petroleum ,is this card worth for me or should I choose other card. No, there is no min. I am using SBI BPCL Credit Card from last 2 months as per conditions by SBI Credit Card Associate that CY 2020 started with the main-board IPO of ITI Ltd. that failed to garner the desired amount despite extension and change in the price band. You can add any 2 of your family members like parents, spouse, and siblings with the BPCL SBI Card as an add-on member. Please provide me the BPCL petrol pump list in Bangalore for cash of reward point . I also have an ICICI Coral Debit card with 2 domestic lounge access every quarter. Here are all the details: 1 reward point = Rs. Out of the 3 things I sometimes do not get credited with all 3 of them or sometimes for two of them. Can you please explain how this SBI card compares vs HDFC Bharat Card . Kindly share the station location where i can use my BPCL voucher. Only just you have go at right petrol pump and right men. Also you can redeem the points for filling ur fuel 1point = ₹1. 3) StanC SVT is the best card for fuel cashback but it has weird conditions, like only if you fill above 750, you would get 5% cashback. If you’re looking for even better fuel card, do check out the list of Best Fuel Credit Cards in India. Because this facility is not available at every pump . However, the target segment of both cards are different and there are subtle differences in their features and rewards program. 100 spent at Groceries, Departmental stores, Movies & Dining, with SBI BPCL Octane Card the RPs gets doubled, i.e. hi sir Thanks for sharing your experience on this Rajesh. Reward points. BPCL SBI CARD is useless.Cardholder has to call customer care service to get 13x rewards for every transaction or send mail for each transaction.Same for the cash back also. While with SBI BPCL Card one can garner 5X Reward Points on every Rs. I live in Nagpur. I maybe wrong. Hi sir Please all take a view on your statement each and every month. The “13X Reward Points on fuel purchases at BPCL” simply means 13 Points and as the value of each point is Rs. To make matters worse, the Nodal officer is no less than a “Sarkari Babu” can i swipe my BPCL card in JEWELLERY SHOPS, I need a clarification of charges rates and i want to know, if there is any separate charges for those purchases. 0.25 each. SBI BPCL Octane Credit Card is one of the best credit cards of SBI. Meet the New Invite Only Super Premium Credit Card by SBICard – AURUM, SBICard now lets you track your CIBIL score for FREE, Indusind Bank Multi-currency Forex Card Review, American Express India now reporting Credit Limit to CIBIL, Amex EMI Offer: Get 5000 Points on EMI conversions, Amex Reserve Offer: Save 20% on Flipkart, MakeMyTrip & Zomato spends, Amex Plat Offers: Save over Rs.60,000 with TataCliq Luxury, Grooming Services & more, Amex Dine, Shop & More Offer: Save upto Rs.1000 on local spends, AmEx Platinum removes Shangri-La Golden Circle Jade benefit from 31st March 2021, ICICI DreamFolks Cards are replaced with New ones (without DragonPass), HDFC Credit Card Spend Based Offer – Feb 2021 (Targeted), American Express Platinum Charge Card Review (India), Axis Bank Launches ACE Credit Card with 2% Cashback on regular spends, 20+ Best Credit Cards in India for 2021 (with reviews & ratings), Max Surcharge Waiver: Rs.250/m (Spend: Rs.25,000/m). 99 for each redemption), Hi, Even I am facing issue with this card the 3 benefits are namely:_, 1. In Kerala none of the BPCL pumb have the facility to redeem rewards points. I think SBI BPCL credit cards are fraud agency, which gives customers full of promises, later which they are not fulfilling. The SBI website mentions 4.25% value back. Available at an annual fee of Rs 499 only, this card can be a good option if you are looking to save more on your fuel expenses. There is no BPCL or very few BPCL pumps that allows redemption of accumulated points as fuel. The card also offers a complimentary fraud liability cover of Rs1,00,000. What is the Customer Care Number for the BPCL SBI Credit Card. Fees. Sometimes I believe that BPCL outlets themselves might be involved. Surcharge waiver 1% exculding GST This is a good credit card if you spend money on travel (air tickets, hotels etc). If we factor the GOI cashback of 0.75% the value back is 5% for now.So, their marketing isn’t false. You will get a 4.25% value back for fuel transactions, applicable on transactions up to ₹4,000. I am suing this card for the last four month and till date I didnt find any way to redeem the points. With this card, users can get 7.25% value-back i..e. 25x reward points on fuel purchases on BPCL petrol pumps. Just wanted to update members of this blog – May be they do have the machine but the pump owners have instructed the employees not to entertain reward point redemption requests. airport lounge access is available this card ? Hi, First confirm with SBI that these credit cards can be upgraded to any other variant Because both of your cards are Co-branded Credit card and as per my recent experience Co-branded Credit cards cannot be upgraded to any other credit card of the bank.. You have to close them and freshly apply for a new card.